Great article, as is the predecessor article on why irresponsible borrowers don't deserve a bail-out. And no, I don't want to hear that you're losing you home because of this. As a responsible homeowner, mortgage holder, and taxpayer, I'm tired of bailing out folks who think they don't need to be responsible.
You bought more house than you can afford - had you done this with any other commodity and a credit card, you wouldn't have a snowball's chance in hell of a bailout. Why should you get one because there's a house involved?
Reckless Mortgage Lenders Do Not Deserve to Be Rescued Either
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